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Prompt for challenge phrase
Only the Primary user can set security settings. From this window, you can set certain functions to require your “Challenge Phrase and Response” prior to performing those functions within the bill pay program. You can set as many of these as you desire. When this is set, a window requiring your “Challenge Phrase” will pop up before the selected function. If the “Challenge Phrase” is entered incorrectly a certain number of times, the following message will appear: “For security reasons, your account has been locked out. You have exceeded the maximum number of security word access attempts. You must contact your financial institution to unlock your account.” The following functions can be set to require the “Challenge Phrase”:
Primary User Challenge Phrase Prompts (These will force the challenge phrase for the primary user only):
	Change Security Options
	Change Payment Thresholds
Admin User Challenge Phrase Prompts (These will force the challenge phrase for the primary user and all other users):
	Change Pin
	Add a Payee
	Change a Payee Account Number
	Schedule a Transfer
	Schedule an Email Payment
To set these options:
1.	Click on “Security Features” under the “Admin Tools” tab.
2.	Select “Challenge Phrase Prompts”.
3.	Click on the functions you want to require the “Challenge Phrase”. A check mark will appear in the box next to the function.
4.	Click “Finish”.
To unselect these options:
1.	Click on “Security Features” under the “Admin Tools” tab.
2.	Select “Challenge Phrase Prompts”.
3.	The functions that you currently have set to require the “Challenge Phrase” will be marked with a check mark. To remove the “Challenge Phrase” requirement, click on the check mark to unselect the option. Click “Finish”.